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Taxi Liability

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Passenger Taxi Liability 
Things you need to know
Passenger Protection Plan
Individual Commuter Cover
Scholar Transport Motor Liability Cover
Driver Funeral Plan


Passenger liability cover is provided to protect the owners and drivers of the vehicles for any legal liability to their passengers whilst traveling in the insured vehicle. 

The following options are available


Liability Cover

R 250 000

R 500 000

R 750 000

R 1 000 000

Maximum liability per seat per vehicle

R 75 000

R 75 000

R 75 000

R 75 000

Things you need to know
  • Premiums are payable monthly or annually in advance

  • The insurer will not be liable under the following circumstances:

  • The vehicle must be driven by a licensed driver

  • The vehicle must not be over loaded (as defined in the policy wording)

  • The vehicle must be roadworthy (as defined in the policy wording)

  • Claims, or potential liability claims, must be reported in writing within 3 (three) months of the date of the accident

  • No claim will be considered unless the full premium has been paid to date


This benefit provides cover should fare paying passengers in the insured vehicle are killed in an accident. This provides immediate cover, and pays over and above any payment which may be received from the Passenger Liability Policy

Passenger Death Benefit - R10 000


Minimum of 100 members per group

Passenger Death Benefit


Maximum Liability per vehicle R250,000 R500,000 R750,000 R1,000,000
Maximum liability per seat R40,000 R50,000 R60,000 R75,000


Assured Life Driver only Driver and family
Member 18 - 65 R10 000  
Spouse 18 - 65   R10 000
Child 14 - 21   R10 000
6 - 13   R5 000
0 - 5   R2 500
Stillborn < 26 weeks   R750

Persons Covered 


  • Insured (the driver)

  • The spouse of the driver (automatic following the enrollment of the main member but subject to this person being listed in the application form, or formally added at a later stage) 

  • Up to five children of the driver (automatic following the enrollment of the main member – subject to their details being included on the application form)

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